How Much Does a Doctorate Degree Cost?

There are many types of doctorate degrees, and students may seek a doctorate to enter or advance a professional career, begin residency in the medical field, continue with scientific research or enter academia when they finish.

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The Average Cost of a Doctorate Degree

According to the U.S. Department of Education's National Center for Education Statistics (NCES), the average net price of a doctorate degree at a public school in the 2013-2014 school year reached $10,725 each year. Private school tuition during the same year rose to $22,607 annually. A typical doctoral program takes five full-time years to complete, bringing the total cost to roughly $53,625-$113,035, depending on whether attendance is at a public or private school.

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How to Pay for a Doctorate Degree

NCES reports that over half of all doctoral students attend school full-time and 88.3% borrowed some form of financial assistance in 2011-2012. Many lending companies, non-profit organizations and employers offer financial aid to help students pay for their education.

Preferred Options

Fellowships, grants and scholarships do not need repayment, but often come with strict eligibility requirements. Many schools offer annual stipends, assistantships and on-campus teaching jobs to help a student fund his or her education. Doctoral students should look into any type of free aid available before applying for loan assistance.

Student Loans

Student loans from public and private lending institutions offer additional means of financing graduate school. Underprivileged students may find federal interest-free loans that may offer deferment of payment for a period of time after graduation.

Salaries of Doctorate Degree Graduates

In February 2016, PayScale.com estimated the median salaries for Ph.D. degree holders based on the type of employment. University professors earned a median salary of $68,377 per year. Outside of academia, corporate employees grossed a yearly median income of $103,055, followed closely by self-employed entrepreneurs who earned approximately $99,995 annually. In addition to the education and training a doctoral degree provides, salaries are also contingent on the number of years of experience an employee brings to the position.

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