Insurance Adjuster Schools: How to Choose

Students in insurance adjuster programs evaluate and ascribe a value to the amount of damage claimed by a policy holder. Most states require adjusters to have completed a training program and be licensed. Certificate and associate's degree programs are available in the field.

How to Select an Insurance Adjuster School

Insurance adjusters are tasked with evaluating the amount of damage that has been claimed by a policy holder. Many insurance adjusters are employed by automobile and home insurance companies. There are some programs are available at community colleges and 4-year colleges and universities.

Consider the following when looking for an insurance adjuster school:

  • State regulations vary from state to state, so interested students should compare the licensure requirements of their preferred institution to the state where they would work.
  • Since students can earn a certificate or associate's degree, they should look for schools where any credits earned towards a degree can be applied to a bachelor's degree.

Licensure Exam Preparation

Similarly, since aspiring adjusters will need to pass a state licensure exam, they should consider whether a program provides exam preparation or even administers the licensure exam. This could potentially make obtaining licensure easier.

Time Commitments

Individuals should consider a program's time commitment and schedule. Many insurance adjuster programs are offered on the weekends, in the evenings or completely online. Additionally, individual, at-home study programs might be available should they better fit into an individual's schedule.

Continuing Education Options

Another consideration when choosing an insurance adjuster program is the school's available continuing education courses. Most states require adjusters to complete several hours of continuing education classes every 1-2 years to prevent revocation of their license. Important aspects of continuing education classes include the number of times a year they are offered and their cost, as well as whether their content satisfies state requirements.

Insurance Adjuster Program Overviews

Insurance Adjuster Certificate

Insurance adjuster certificate programs are typically offered by a school's continuing education department. These programs consist of an average of 11 weeks of study and 40-96 course credit hours. Classes typically cover:

  • Principles of property and liability insurance
  • Personal insurance basics
  • Introduction to underwriting
  • Office procedures
  • Salesmanship

Insurance Adjuster Associate's Degree

Insurance adjuster associate's degree programs are less common than are certificate programs. Typically, insurance adjusting coursework is a component of a business or management program. Usually, students also must complete an internship with a local insurance agency. Coursework in these programs provides instruction in general education, as well as:

  • Business law
  • Insurance principles
  • Business communications

Top 10 Schools with Insurance Programs

College/University Institution Type
University of Pennsylvania 4-year, Private
University of Georgia 4-year, Public
St. Joseph's University 4-year, Private
University of Wisconsin--Madison 4-year, Public
Temple University 4-year, Public
Georgia State University 4-year, Public
Florida State University 4-year, Public
New York University 4-year, Private
University of Illinois--Urbana-Champaign 4-year, Public
University of Texas - Austin 4-year, Public

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