A claims representative, otherwise known as a claims examiner, reviews and verifies the accuracy of insurance claims in order to determine policy coverage.
Schools With Claims Representative Programs
The following colleges and universities offer various degree types that will prepare students for careers as claims representatives.
|College/University||Location||Institution Type||Degrees Offered||Tuition (2015-2016)*|
|Bradley University||Peoria, IL||4-year, Private not-for-profit||Bachelor's||$31,480|
|Butler University||Indianapolis, IN||4-year, Private not-for-profit||Bachelor's||$37,010|
|Clark State Community College||Springfield, OH||2-year, Public||Associate's||$3,359 (in-state), $6,271 (out-of-state)|
|Columbus Technical College||Columbus, GA||2-year, Public||Certificate||$2,694 (in-state), $4,830 (out-of-state)|
|Eastern Kentucky University||Richmond, KY||4-year, Public||Bachelor's||$8,150 (in-state), $17,640 (out-of-state)|
|Gannon University||Erie, PA||4-year, Private not-for-profit||Bachelor's||$29,258|
|Temple University||Philadelphia, PA||4-year, Public||Bachelor's||$15,188 (in-state), $25,494 (out-of-state)|
|University of Central Arkansas||Conway, AR||4-year, Public||Bachelor's||$7,889 (in-state), $13,806 (out-of-state)|
|University of Georgia||Athens, GA||4-year, Public||Certificate, Bachelor's, PhD||$11,622 (in-state), $29,832 (out-of-state)|
Sources: *National Center for Education Statistics
School Selection Criteria
Further considerations for students in this field include:
- Students should review the licensing regulations in their individual states to ensure that prospective educational programs meet state standards and prepare them for a licensing exam if necessary.
- Students should consider whether their prior education or work experience is relevant to the field; for example, those with knowledge of medical procedures, healthcare billing codes and legal regulations can enter the field as a health insurance claims representative, while students holding an automotive technology degree, or who have prior experience in the auto industry, can find work in auto insurance claims.
- Internships and independent projects may be offered at the bachelor's degree level and could help students specialize in a chosen field and develop professional connections.
- Working students can find programs with online courses that allow for schedule flexibility.
Certificate in Insurance
Certificate programs in insurance can be completed in one year or less. Courses cover basic skills such as customer service and data entry. Some programs allow students to choose certificate specializations, such as risk management, property and liability insurance or life and health insurance. Some certificate programs are geared towards entry-level students, while others are offered as continuing education options or are designed to supplement a major, such as finance or business.
Associate Degree in Insurance and Risk Management
Associate degree programs discuss various types of insurance, such as business, personal, life, health and property insurance. Some general education courses are required.
Bachelor's Degree in Insurance and Risk Management
Bachelor's degree programs allow for further specialization in the field of insurance and risk management, in addition to providing opportunities to study business-oriented subjects. Internships may be required for program completion.
In summary, there are a number of programs at both community colleges and 4-year universities that will prepare individuals for careers as claims representatives.