Insurance Certifications and Certification Program Information

Research insurance certification and certificate programs. Get information about courses, licensing requirements, certification and salary to make an informed decision about your education.

Essential Information

A certificate program in insurance can provide students with an understanding of the insurance industry and the types of insurance people or organizations might buy. Students learn to evaluate financial risk and choose which type of insurance will best safeguard assets. Some programs allow students to specialize in particular types of insurance, such as property or life. These programs can help students learn the necessary information for acquiring licensure or certification or to diversify their current business expertise.

Educational Prerequisites

Each program sets its own requirements for admitting students into the certificate program. Students may need at least an associate's degree for some programs, while others require a high school diploma or GED.

Program Coursework

Coursework can vary according to whether students are studying an insurance specialty or acquiring a comprehensive knowledge of the field. Some topics may include:

  • Risk management
  • Industry basics
  • Insurance law
  • Accounting or financial principles
  • Statistics
  • Computer applications

Employment Outlook and Salary Information

According to the U.S. Bureau of Labor Statistics (BLS), employment for insurance sales agents is expected to increase 22% during 2010-2020. Those who sell health and long-term care packages should see the most growth. Additionally, candidates with college training, sales experience, good communication skills and who speak multiple languages may have an edge over their competition. As of May 2011, insurance sales agents earned $62,970, reported the BLS.

Licensure, Certification and Continuing Education Information

Licensure is required in every state to be an insurance sales agent, and separate licenses are typically required for different types of insurance. Many states require applicants to complete specific coursework, pass state exams and complete continuing education classes every two years, reported the BLS.

Voluntary certifications that validate the agent's experience and education are also available. The American Institute for Chartered Property and Casualty Underwriters (AICPCU) offers several certifications for insurance professionals, including the Chartered Property Casualty Underwriter, the Associate in Claims or the Associate in General Insurance.

Bachelor's degrees are also available in insurance and risk management. In addition to taking insurance and risk management courses, students take foundational courses in business or finance.

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