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Life & Health Insurance Exam Prep & Practice Final Exam

Free Practice Test Instructions:

Choose your answer to the question and click 'Continue' to see how you did. Then click 'Next Question' to answer the next question. When you have completed the free practice test, click 'View Results' to see your results. Good luck!

Question 1 1. Which type of warranty is written into the contract?

Question 2 2. What is another name for the agreement section?

Question 3 3. What is a precedent condition?

Question 4 4. Which type of insurance contract involves a take-it-or-leave-it provision for a person or party?

Question 5 5. In insurance, what is a representation?

Question 6 6. Who can receive Social Security benefits today?

Question 7 7. Joan is a fourteen-year-old who has not worked a day in her life. Her parents recently died. They both worked. What social insurance benefit is available to her?

Question 8 8. Oscar, age 72, receives inpatient care at a skilled nursing facility. Which part of Medicare covers his care?

Question 9 9. What term best describes a government program designed to protect individuals from economic risks?

Question 10 10. Which of the following programs is designed to provide government-funded healthcare coverage for citizens and permanent residents age 65 and older of any income level?

Question 11 11. Business disability insurance _____

Question 12 12. Which disability provision pays an insured a benefit if he or she becomes disabled with the same or similar condition within 12 months of returning to full-time work?

Question 13 13. Which of the following is NOT a listed term or acceptance criteria for AD&D insurance?

Question 14 14. Bill and Tim are the owners of ABC Company who have decided to allow the other owner to purchase their share of the company should one of them become totally disabled. One day, Bill falls down the stairs and no longer is able to work. What type of insurance will allow Tim to purchase Bill's share so that the company can continue to operate?

Question 15 15. Which of the following is NOT part of the coverage in a group disability insurance plan?

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Life & Health Insurance Exam Prep & Practice Final Free Practice Test Instructions

Choose your answer to the question and click 'Continue' to see how you did. Then click 'Next Question' to answer the next question. When you have completed the free practice test, click 'View Results' to see your results. Good luck!

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