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Health Insurance Policies & the Government Chapter Exam

Exam Instructions:

Choose your answers to the questions and click 'Next' to see the next set of questions. You can skip questions if you would like and come back to them later with the yellow "Go To First Skipped Question" button. When you have completed the practice exam, a green submit button will appear. Click it to see your results. Good luck!

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Question 1 1. Which of the following is NOT considered an activity of daily living (ADL) by insurance companies?

Question 2 2. Which of the following is an activity of daily living?

Question 3 3. Melvin is a healthy 28-year-old who rarely gets sick enough to visit a doctor. He is considering a consumer-driven health plan in order to save money on premiums. What is another advantage of a CDHP?

Question 4 4. Ariana's work as a management consultant requires her to travel from state to state. Which type of health insurance would BEST suit her situation?

Question 5 5. Managed care plans include:

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Question 6 6. Sarah is 35 and wants to get a healthcare plan. She is not strapped for money, and she'd prefer a plan that offers her increased flexibility in terms of doctors she is able to see, even if it means a slightly higher cost to her. Which type of plan should Sarah get?

Question 7 7. Which of the following is NOT a qualifying event for purposes of COBRA benefits?

Question 8 8. Which of the following is NOT a requirement for an employee to receive COBRA benefits?

Question 9 9. Which of the following type of insurance will help pay for Cindy's at-home care services that help her with cleaning and eating?

Question 10 10. Which insurance should Bobby purchase if he wants to get additional coverage for hospital stays?

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Question 11 11. Which of the following is NOT an advantage of PPO?

Question 12 12. Which of the following statements is NOT correct?

Question 13 13. Whom would benefit the most from individual health insurance?

Question 14 14. Which of the following is a negative of individual health insurance?

Question 15 15. In 2010, what did President Barack Obama put into place to make health care more affordable?

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Question 16 16. What are some doctors doing that are part of the trend of the rising cost of health care?

Question 17 17. Which of the following is an example of paid time off?

Question 18 18. Christina has 6% of her biweekly salary automatically deducted from each paycheck and placed into an account. Her employer matches half of her contribution (in this case 3%) each paycheck and places the matching funds into her account. This is an example of which type of retirement benefit offered by employers?

Question 19 19. Which of the following statements is NOT correct?

Question 20 20. What are copayments?

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Question 21 21. Who is eligible for guaranteed coverage under the Affordable Care Act?

Question 22 22. What other name is the Affordable Care Act referred to as?

Question 23 23. Which two criteria must be satisfied to receive a lump-sum payment under a critical illness policy?

Question 24 24. What type of supplementary health insurance policy would cover an individual who fell down the stairs?

Question 25 25. Susie selects a health insurance plan through her employer where she makes a $200 payment in full each month for her health care benefits to remain completely active. This payment is known as:

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Question 26 26. Raymond pays for the first $2,600 of covered services himself (out-of-pocket) under his health insurance plan. This $2,600 is a known as a _____.

Question 27 27. What is Long-term care?

Question 28 28. How is a POS plan similar to an HMO plan?

Question 29 29. Which type of managed care plan needs your PCP's approval to go see another specialist?

Question 30 30. What do COBRA benefits cost the employee?

Health Insurance Policies & the Government Chapter Exam Instructions

Choose your answers to the questions and click 'Next' to see the next set of questions. You can skip questions if you would like and come back to them later with the yellow "Go To First Skipped Question" button. When you have completed the practice exam, a green submit button will appear. Click it to see your results. Good luck!

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