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Health Insurance Policies & the Government Chapter Exam

Exam Instructions:

Choose your answers to the questions and click 'Next' to see the next set of questions. You can skip questions if you would like and come back to them later with the "Go To First Skipped Question" button. When you have completed the practice exam, a green submit button will appear. Click it to see your results. Good luck!

Page 1

Question 1 1. What is individual health insurance?

Question 2 2. Whom would benefit the most from individual health insurance?

Question 3 3. Which of the following statements is NOT correct?

Question 4 4. Which of the following is NOT an advantage of PPO?

Question 5 5. Which of the following is NOT one of the four types of health maintenance organizations?

Page 2

Question 6 6. What are copayments?

Question 7 7. Ariana's work as a management consultant requires her to travel from state to state. Which type of health insurance would BEST suit her situation?

Question 8 8. Which of the following definitions of health insurance and out-of-pocket costs is FALSE?

Question 9 9. What is the trend in health care costs?

Question 10 10. Which of the following is true about the ACA?

Page 3

Question 11 11. What type of supplementary health insurance policy would cover an individual who fell down the stairs?

Question 12 12. Which of the following is NOT a type of supplementary health insurance?

Question 13 13. Which of the following is an activity of daily living?

Question 14 14. What is assisted living?

Question 15 15. Managed care plans include:

Page 4

Question 16 16. Which type of managed care plan needs your PCP's approval to go see another specialist?

Question 17 17. Which of the following insurances lets you choose your preferred doctor?

Question 18 18. Which of the following insurances will help Danny when he wants to fix his broken tooth?

Question 19 19. Becky is having foot surgery and lives in a townhouse with four flights of steps. She would like to stay in a long-term care facility for the first couple of weeks following her surgery so as not to be a bother to her family. However, when she inquires about her plans to her health insurance company she is told that the long-term care facility will not be covered for her in this type of situation. This is known as a policy _____.

Question 20 20. Susie selects a health insurance plan through her employer where she makes a $200 payment in full each month for her health care benefits to remain completely active. This payment is known as:

Page 5

Question 21 21. Which of the following is NOT a qualifying event for purposes of COBRA benefits?

Question 22 22. What do COBRA benefits cost the employee?

Question 23 23. According to the Individual Shared Responsibility Provision of the Affordable Care Act, what happens if you don't have health insurance?

Question 24 24. What year was the Affordable Care Act signed into law?

Question 25 25. How can an employee save money by utilizing a flexible spending account?

Page 6

Question 26 26. Ken's employer allows him to pick and choose the healthcare benefits that he wants for his lifestyle. He is young and healthy, so he has opted for minimal healthcare coverage, dental insurance, and additional paid vacation days. This is an example of a _____.

Question 27 27. Which of these is a benefit of group health insurance?

Question 28 28. What is a Preferred Provider Organization (PPO)?

Question 29 29. The amount of money you have to pay out of your own pocket before your HMO plan will pay anything is called what?

Question 30 30. Ernesto's health insurance plan allows him to receive care at a lower cost from a network of health providers, although out-of-network providers are still an option for him. Ernesto usually pays both a co-payment and a deductible. Which insurance plan does this describe?

Health Insurance Policies & the Government Chapter Exam Instructions

Choose your answers to the questions and click 'Next' to see the next set of questions. You can skip questions if you would like and come back to them later with the "Go To First Skipped Question" button. When you have completed the practice exam, a green submit button will appear. Click it to see your results. Good luck!

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