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Character Education Lesson Plans Chapter Exam

Exam Instructions:

Choose your answers to the questions and click 'Next' to see the next set of questions. You can skip questions if you would like and come back to them later with the yellow "Go To First Skipped Question" button. When you have completed the practice exam, a green submit button will appear. Click it to see your results. Good luck!

Page 1

Question 1 1. Why is knowing how much money you have the first step to creating an effective personal budget?

Question 2 2. Calculate the effective annual rate for an interest rate of 10 percent with calculations done on a monthly basis:

Question 3 3. What is a pitfall of making group decisions?

Question 4 4. What should you do to candles if you leave the room?

Question 5 5. Why are non-essential items budgeted last in a personal budget?

Page 2

Question 6 6. Why is the evaluation of the decision part of the rational model?

Question 7 7. Your beginning balance is $1200. With an APR of 12 percent, what is your balance at the end of the year if calculations are done on a monthly basis?

Question 8 8. The stated interest rate from credit card companies is based on how many calculations per year?

Question 9 9. If you do not hear otherwise, you should plan to wear _____ to a job interview.

Question 10 10. Which type of decision making uses lists, pros, and cons?

Page 3

Question 11 11. Which of the following describes the rational decision model?

Question 12 12. How can you prevent harmful mold and bacteria from growing in your home?

Question 13 13. Which decision type relies on chance?

Question 14 14. How can a personal budget benefit an individual?

Question 15 15. In the IDEAL Strategy, what does the letter 'D' stand for?

Page 4

Question 16 16. A few sentences that highlight a company's values and goals are called a:

Question 17 17. General 'mental short-cuts' or quick decision-making rules, such as, 'you get what you pay for' or 'shorter lines move more quickly' could be considered what type of problem-solving strategy?

Question 18 18. Which is an example of emotional decision making?

Question 19 19. Jean-Phillip likes to draw bar graphs of his spending habits, to help him understand his expenses so he can manage his money. What general type of problem-solving strategy is Jean-Phillip using?

Question 20 20. Hanna isn't sure what topic to pick for her public speaking class, so she decides to draw out possible solutions in a visual way, to help her explore the options. She writes down different ideas, circles them, then draws lines connecting different related ideas. Which problem-solving strategy is Hanna using?

Page 5

Question 21 21. Calculate the effective annual rate for an interest rate of 10 percent calculated quarterly (4 times a year):

Question 22 22. Which is an example of intuitive decision making?

Question 23 23. What is the definition of the word flammable?

Question 24 24. Why is it critical to put at least a little money from each paycheck into your savings?

Question 25 25. Which is an example of a satisficing type of decision making?

Page 6

Question 26 26. What is the best way to prevent sickness from breathing in harmful gases like radon and carbon monoxide?

Question 27 27. Which of the following is not something that the applicant should do during an interview?

Question 28 28. Which of the following might be caused by too much diversity when making a group decision?

Question 29 29. To keep you safe, it's important to have devices in your home that will alert you to any smoke or harmful gasses. How often should you change the batteries in these devices?

Question 30 30. Which of the following should an applicant do before a job interview?

Character Education Lesson Plans Chapter Exam Instructions

Choose your answers to the questions and click 'Next' to see the next set of questions. You can skip questions if you would like and come back to them later with the yellow "Go To First Skipped Question" button. When you have completed the practice exam, a green submit button will appear. Click it to see your results. Good luck!

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