Property Ownership & Transfer Issues in Connecticut

Instructor: Harshvardhan Kayan

Harshvardhan has a double masters degree from the UK and Germany including a specialist degree in Real Estate from the University of Cambridge in England.

This lesson covers ownership of real estate in the state of Connecticut. Each ownership form has unique features and laws, and a brief summary of each has been included. Land records and recording methods are also described.

Property Ownership in Connecticut

Residency restrictions on the ownership of property are not imposed in Connecticut. Regardless of citizenship or place of birth, one is allowed to transact and own real estate in the state. Ownership of property can be done by individuals as solo owners or by corporations in the form of shares or partnerships. Shares are a form of fractional ownership where an individual can have a percentage interest in a company which in turn can own real property. These ownership structures (solo, shares and partnerships) are quite common across the United States.

Now let's explore some different forms of property ownership allowed in the state of Connecticut and how these are recorded.

Forms of Co-ownership

Connecticut has allowed two forms of co-ownership:

  • Tenancy in common - a form of co-ownership with two or more individuals each having their own property rights which they can convey at will. In the case of death of a tenant in common, the portion goes back to his/her estate, and the heirs of the deceased become the new tenants in common.
  • Joint tenancy - where two or more individuals share ownership rights. Most people choose joint tenancy due to the attached survivorship right, where in case of death of any of the grantees, the property goes to the surviving owners without the need for any intervention.

Adverse Possession

Adverse possession is the legal concept of a tenant having a legal right to ownership of a property after using it for a long period of time without the owner checking on it. In the state of Connecticut, a period of 15 years is required to recognize property by adverse possession. The process can be delayed if the tenant has not stayed continuously and has left the property for a few years. Another cause of delay of adverse possession could be if the actual landowner has a disability.

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