How to Pay for College Without Loans

Instructor: Shelby Golden
Check out this article to explore financial aid options that won't leave you saddled with student debt once you've graduated. You'll learn where to look for scholarships and grants, and get some tips for determining whether full- or part-time employment options are right for you.

Work Your Way Through School

The price of tuition means this option probably won't cover all the costs associated with your education, but it does allow you to put a dent in your expenses as you go. Attending school part time will enable you to work more and pay less each semester, though it also means it will take longer to achieve your degree.'s online college courses are another way to start school while working.

If you go this route, find out whether or not your employer offers a tuition reimbursement program. Many companies offer some form of financial aid for employee education, especially if your coursework involves their particular career field.

Look Into Work-Study Options

On a similar note, you might want to check out the federal work-study program. This Department of Education program allows you to work part-time on or off campus in a job related to your major. Your labor is set against your educational costs, allowing you to lower your financial burden. Find out more about this program with this lesson on Understanding Your Work-Study Options.

Check Out Scholarships and Grants

Even though scholarship and grant options might not always award huge sums, you're not limited in the number you can apply for.

Check with the school you plan on attending to see what types of merit-based scholarships it offers, and determine whether or not you qualify for need-based grants from the federal government. If you've opted to attend an in-state school, you might also be eligible to receive one of these award types through a local government program. Private organizations offer scholarships as well, which you can track down through an online search or with help from your school's financial services office.

You can study these lessons on college scholarships and grants to learn more about this process. These video lessons provide you with easy-to-understand information about what you need to do to pay for your education this way.

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Transferring credit to the school of your choice

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