Health Insurance Policy Exclusions & Restrictions


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What is a common restriction in health insurance that will not cover breast enhancement surgery?

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1. What does the alternative medicine exclusion exclude?

2. What are the new regulations regarding pre-exisiting conditions?

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About This Quiz & Worksheet

Test your knowledge of common exclusions in health insurance policies with this quiz and worksheet combo. You'll review the injuries that insurance companies are not responsible for and what treatments are not typically covered.

Quiz & Worksheet Goals

Use this quiz and worksheet as a review of what you know about:

  • The restriction that states breast enhancement surgery is not covered
  • Treatments not covered due to the alternative medicine exclusion
  • How pre-existing conditions are treated
  • Three unique exclusions for health insurance policies

Skills Practiced

  • Knowledge application - review what you know about breast enhancement surgery and why it is not covered by typical health insurance policies
  • Interpreting information - verify that you can read information about pre-existing conditions and correctly interpret how they are handled in policies
  • Information recall - see if you can remember which exclusion will not cover a new drug trial

Additional Learning

You can find out more about this topic in the lesson, Health Insurance Policy Exclusions & Restrictions. In this lesson, you will learn more about:

  • Common exclusions that include chiropractic care
  • The only time weight loss surgery is covered
  • Whether vision and dental is covered
  • Common types of restrictions
  • Conditions that have recently been taken off the restrictions or exclusion lists