Optional Provisions in Health Insurance Policies


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question 1 of 3

Under the change of occupation provision, what would happen to the premium if a policyholder changes to a more risky occupation?

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1. Which of the following is NOT an optional provision in a health insurance policy?

2. Under the illegal occupation provision, for which of the following injuries would a policyholder NOT receive benefits?

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About This Quiz & Worksheet

You'll get to see how much you know about optional provisions in health insurance policies by using the quiz and worksheet. In order to do well on the quiz, you need to know what these provisions state.

Quiz & Worksheet Goals

In this assessment, you can check your knowledge of:

  • Optional provisions in a health insurance policy
  • What would happen to the premium if a policyholder changes to a more risky occupation
  • Injuries the illegal occupation provision covers
  • Amount an insurance company has to pay under a relation of earnings to insurance provision
  • How an insurance company would handle an applicant misrepresenting their age

Skills Practiced

  • Reading comprehension - ensure that you draw the most important information from the lesson on optional health insurance provisions
  • Information recall - access the knowledge you have gained about examples of optimal provisions in a health insurance policy
  • Interpreting information - verify that you can read information about insurance companies dealing with applicants who misrepresent their age and interpret it correctly

Additional Learning

Take some more time to work through the lesson called Optional Provisions in Health Insurance Policies. Use this lesson to:

  • Determine what health insurance is
  • Review examples of a risky occupation
  • Understand why optional health insurance provisions exist