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Redlining, Blockbusting & Steering: Definition & Differences

Instructions:

Choose an answer and hit 'next'. You will receive your score and answers at the end.

question 1 of 3

Mary works for a bank that refuses to lend to anyone that lives in a certain neighborhood near the center of town. What type of unethical practice is the bank engaging in?

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1. Kerry works for a bank. He just denied a loan to a couple seeking to buy real estate in the inner city where the default rates are always high. The loan was denied because the husband had just lost his job and the family has recently took some dings on their credit report, which also indicates a high amount of credit card debt. What unethical practice is Kerry engaging in?

2. Rick's a real estate agent that thinks his clients will be happier in neighborhoods where everyone is the member of the same race. Consequently, if his client is African American, he only shows listings of houses from neighborhoods consisting of primarily African American residents. Which of the following describes Rick's actions?

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About This Quiz & Worksheet

The main focus here will be on subjects related to real life examples and illustrations of unethical practices. You will be asked to identify these actions and distinguish them from each other.

Quiz & Worksheet Goals

Specifically, we'll ask you about:

  • Loan denial based on where a person lives
  • Loan denial based on a borrower's creditworthiness
  • A real estate agent who discriminates based on race
  • An investor who convinces people to sell cheap for false reasons
  • A property manager who separates rental applicants based on race

Skills Practiced

  • Distinguishing differences - compare and contrast redlining, blockbusting, and steering
  • Reading comprehension - ensure that you draw the most important information from the related lesson on illegal real estate practices
  • Knowledge application - use your knowledge to answer questions about real life examples of redlining, blockbusting, and steering

Additional Learning

What else can you learn about this material? Discover that answer when you read our associated lesson titled Redlining, Blockbusting & Steering: Definition & Differences. With these tools, you'll be taught more about:

  • The names of different illegal real estate practices
  • Examples of these illegal practices
  • Reduction of these illegal practices
  • What, exactly, redlining, blockbusting, and steering are
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