Ch 15: App. A: Education Loans & Scholarships

1. Finding the Real Cost of College: Tips for Students

Many students think tuition is the only cost they need to worry about when calculating their college budget, but the cost of college goes beyond tuition. This lesson will help you learn to estimate your financial needs when planning your education.

2. Do I Qualify for Scholarships or Financial Aid?

Financial aid vocabulary and procedures can be difficult to understand. This lesson will help by reviewing the different types of financial aid, how you can determine eligibility and how to maximize your financial aid possibilities.

3. FAFSA Tips: How to Apply for Financial Aid

Given the consistent rise in college tuition, finding ways to pay for college is on the forefront of every student's mind. Applying for college funding through the ''Federal Student Aid'' office is one of the easiest ways to begin. Listen to this lesson to find out how to get started with your Free Application for Federal Student Aid and be on your way to paying for college.

4. Applying for Scholarships at Your College

Scholarships award the recipient with financial aid that does not have to be repaid. This lesson covers ways to find individual school-sponsored scholarships and tips for increasing your odds of winning scholarships.

5. Applying for Private Scholarships

Private scholarships award the recipient with financial aid that does not have to be repaid. This lesson covers some of the ways to find private scholarships as well as tips for increasing your odds of winning private scholarships.

6. Types of Student Loans: Stafford, Perkins, PLUS

The cost of higher education is on the rise, and student loans can be an excellent resource to help pay for college. This lesson will discuss three types of student loans and end with a short quiz.

7. Calculating Monthly Student Loan Payments

In this lesson, we will discuss how student loans work and how they are calculated. We will also talk about the plans you should make to save money by paying your loan back sooner than what the payment schedule says.

8. Student Loan Repayment Options

Most students have to rely on loans in order to help pay for college. This lesson explores the many options available to students for repaying those loans.

9. Student Loan Forgiveness Programs: Definition & Options

Student loan forgiveness programs help make higher education affordable by erasing some or all loan debt. This lesson will discuss the ins and outs of student loan forgiveness programs and will end with a short quiz to test what you have learned.

10. Understanding Your Work-Study Options

Work-study programs can help you finance your education and gain work experience for your resume. This lesson discusses work-study options, eligibility requirements, application procedures, and restrictions.