About This Chapter
How It Works:
- Find the lesson within this chapter that corresponds to what you're studying in the Investing Basics chapter of your textbook.
- Watch fun videos that cover the investing topics you need to learn or review.
- Complete the quiz after watching each video lesson to test your understanding.
- If you need additional help, rewatch the videos until you've mastered the material, or submit a question for one of our instructors.
You'll learn all of the investing topics covered in the textbook chapter, including:
- Financial check-up
- Choice of investments
- Treasury bonds
- Managing investments
- Corporate bonds
Focus on Personal Finance is a registered trademark of McGraw-Hill and is not affiliated with Study.com
1. Financial Checkups: Preparing for Investments
After reading this lesson, you will know what to look for to determine if you are ready to invest some of your hard earned money. You will also see how investing when you are not ready can wreak havoc on your finances.
2. Investment Goals: Questions & Examples
During this lesson, we will address many issues regarding investment goals including what questions to ask yourself to ensure that you meet your investment goals.
3. How to Calculate Present Value of an Investment: Formula & Examples
This lesson will provide an overview of how to calculate the present value of an investment. Various examples will also be explored using the present value formula. You can test your knowledge of the material with a quiz at the end of the lesson.
4. How to Calculate Future Value: Formula & Example
This lesson will give an overview of and explain the future value formula. Also in this lesson, various examples will be explored using the future value formula.
5. Choosing Investments: Risk, Safety, Growth & Liquidity
These days everyone wants to make money through investments. However, different people have different needs for their investments, especially with respect to risk, safety, growth, and liquidity.
6. How to Reduce Investment Risks
Stock market investments come with both the hope of profitable returns and the risk of significant losses. In this lesson, we'll discuss how you can manage your risk and optimize your exposure to stock market volatility.
7. Managing Personal Investments: Roles & Importance
After reading this lesson, you will know why you need to evaluate and monitor your investment choices. You will learn why keeping an accurate record is essential for your financial success.
8. Bonds: Types, Characteristics and Issuing Procedures
In this lesson, you will learn about some of the more common types of bonds and their characteristics. Bonds include: secured and unsecured bonds, term and serial bonds, registered and bearer bonds, and convertible and callable bonds.
9. What Are Treasury Bonds? - Definition & Rates
In this lesson, you'll learn about treasury bonds, which are basically a way for governments to borrow money. Treasury bonds are considered low risk investments, and therefore, pay a lower yield to investors.
10. What are Corporate Bonds? - Definition & Examples
In this lesson, we'll explore corporate bonds and how they relate to an investor's risk tolerance. You'll also learn about the advantages and disadvantages of corporate bonds.
11. State & Local Government Securities: Definition & Types
In this lesson, we'll discuss municipal bonds, types of state and local government securities. These bonds can be grouped into one of two 'buckets,' either tax-backed (general obligation bonds) or revenue-backed (revenue bonds).
12. Moody's vs. Standard & Poor's Bond Ratings
Moody's and Standard & Poor's are bond rating organizations that evaluate the credit worthiness of individual corporate and government bonds. This lesson will familiarize you with the basics of their bond rating systems.
13. Bonds: Understanding Investment Performance
In this video lesson, you will learn how to calculate the worth of a bond over time. Learn how interest payments are calculated. See just how much money can be earned from keeping a bond over time.
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Other chapters within the Focus on Personal Finance: Online Textbook Help course
- Ch. 1: Personal Finance Planning
- Ch. 2: Money Management Skills
- Ch. 3: Taxes in a Financial Plan
- Ch. 4: Financial Services
- Ch. 5: Consumer Credit
- Ch. 6: Buying Motor Vehicles
- Ch. 7: Financing Housing
- Ch. 8: Insurance
- Ch. 9: Health & Disability Insurance
- Ch. 10: Planning with Life Insurance
- Ch. 12: Investing in Stocks
- Ch. 13: Investing in Mutual Funds
- Ch. 14: Retirement & Estate Planning
- App. A: Education Loans & Scholarships
- App. B: Career Search Strategy
- App. C: Consumer Agencies & Organizations
- App. D: Daily Spending Diary