Ch 2: Earning Low-Cost Transfer Credit

About This Chapter

Watch video lessons and learn about how to earn low-cost college transfer credit. Learn about the different types of credit available, how to test out of general education requirements and more!

Earning Low-Cost Transfer Credit: Chapter Summary

With mounting postsecondary costs, many students are increasingly turning to low-cost transfer credit options. Our guidance counselors can assist you in identifying helpful types of college-level transfer credit and earning credits by exam. This chapter covers:

Identifying Different College-Level Transfer Credits

You'll first want to understand all the different types of transfer credits, including AP, IB, credit-by-exam and community college-level. Students should discover if the schools they are interested in accept some, if any, of these credits and what the aforementioned credits may transfer to. For example, some schools only allow transfer credits to count toward the total unit number, while others accept transfer credits that count toward general education and major requirements.

Testing out of College General Education Requirements

Many bachelor's degree programs are composed of general education (GE) coursework, which may account for about half of all required courses. You may be able to test out of these GE requirements by using a credit-by-exam or achieving qualifying scores on other diagnostic exams, such as the SAT II subject tests.

Earning College Credit by Exam

An affordable way to earn low-cost transfer credits is by taking the credit-by-exam. College Level Examination Program (CLEP) credits were accepted by almost 3,00 colleges and universities as of 2014. These exams allow you to earn credits without taking or paying for a college course. provides plenty of resources to guide your studies and ready you for the applicable CLEP exam. There were 33 CLEP tests available to students in 2014.

Transferring Credit to Your College

Once you are ready to take credit and placement exams, you'll want to make sure that the credits properly transfer and are applied to the appropriate course requirements. You may want to turn to your college for help transferring credits. You might call the institution's admissions office, check the online course catalog or employ the school's online resources.

Chapter Practice Exam
Test your knowledge of this chapter with a 30 question practice chapter exam.
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Practice Final Exam
Test your knowledge of the entire course with a 50 question practice final exam.
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Earning College Credit

Did you know… We have over 160 college courses that prepare you to earn credit by exam that is accepted by over 1,500 colleges and universities. You can test out of the first two years of college and save thousands off your degree. Anyone can earn credit-by-exam regardless of age or education level.

To learn more, visit our Earning Credit Page

Transferring credit to the school of your choice

Not sure what college you want to attend yet? has thousands of articles about every imaginable degree, area of study and career path that can help you find the school that's right for you.