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Ch 10: Fair Housing & Consumer Protection

About This Chapter

This chapter discusses the legislation in place to protect buyers, sellers, and the general public regarding real estate transactions and common real estate practices. After you have reviewed the topics, take the self-assessment quizzes.

Fair Housing & Consumer Protection - Chapter Summary

Suppose you found the perfect home in a beautiful neighborhood with great schools, pretty parks, and only five minutes from work. You grab the phone, call your agent, and make an appointment to see it. But, when your agent answers, she suggests that maybe you look in one of these other neighborhoods instead, because people 'like you' don't really live in that neighborhood. You would be outraged - and rightly so. It would also be illegal.

This is just one example of the legislation that exists to protect the public's rights regarding real estate practices and transactions. The lessons in this chapter will introduce a variety of acts and laws that affect both transactions and the actions of professionals in the real estate industry. They'll highlight legislation including:

  • Fair Housing Act and the role of HUD in its enforcement
  • Civil rights, disabilities, and age discrimination
  • Rehabilitation Act and the Housing & Community Development Act
  • Understanding redlining, blockbusting, and steering
  • Federal antitrust laws and the real estate industry
  • Privacy, do not call, and advertising limitations

Our expert instructors present these legal topics in brief, engaging lessons to make them easy to understand. You'll get plenty of examples and real world applications to help you remember and use what you are learning. Work at your own pace and view the lessons as many times as you like. If anything seems confusing or unclear, just ask one of our subject matter experts. Be sure to take the short self-assessment quizzes as you complete the lessons. They are a great way to confirm what you are learning!

10 Lessons in Chapter 10: Fair Housing & Consumer Protection
Test your knowledge with a 30-question chapter practice test
How HUD Regulates Real Estate

1. How HUD Regulates Real Estate

Federal law prohibits housing discrimination and supports affordable housing. In this lesson, you'll learn the role the U.S. Department of Housing and Urban Development plays in preventing discrimination and ensuring affordable housing.

The Impact of the Fair Housing Act of 1968 on Real Estate

2. The Impact of the Fair Housing Act of 1968 on Real Estate

Federal fair housing laws prohibit certain types of discrimination in the sale or rental of housing. In this lesson, you'll learn about the Fair Housing Act of 1968 and its amendments and exemptions.

How the Civil Rights Acts of 1866 & 1964 Impacted Real Estate

3. How the Civil Rights Acts of 1866 & 1964 Impacted Real Estate

Participants in real estate sales and leasing transactions need to be aware of the impact of federal law on these deals. In this lesson, you'll learn about how the Civil Rights Acts of 1866 and 1964 may affect these transactions.

The Americans with Disabilities Act of 1990 & Real Estate

4. The Americans with Disabilities Act of 1990 & Real Estate

The Americans with Disabilities Act of 1990 is broad in scope and touches many types of real estate. In this lesson, you'll learn how the Americans with Disability Act applies to various types of commercial properties.

Age Discrimination Act of 1975's Relationship to Real Estate

5. Age Discrimination Act of 1975's Relationship to Real Estate

Various federal and state laws prohibit specific types of discrimination in housing. In this lesson, we'll take a quick look at the Age Discrimination Act of 1975 and how it prohibits age discrimination in housing under certain circumstances.

Overview of the Rehabilitation Act & Housing & Community Development Act

6. Overview of the Rehabilitation Act & Housing & Community Development Act

Federal law prohibits many forms of discrimination in federally funded housing projects. In this lesson, you'll learn about the Rehabilitation Act, the Housing and Community Development Act, and how each prohibits housing discrimination.

Redlining, Blockbusting & Steering: Definition & Differences

7. Redlining, Blockbusting & Steering: Definition & Differences

Real estate buyers, sellers, renters and professionals must be cognizant of certain unethical and illegal practices involving real estate transactions. In this lesson, you'll learn about redlining, blockbusting, and steering. A short quiz follows.

Restraint of Trade: Definition & Example

8. Restraint of Trade: Definition & Example

While all may be fair in love and war, that's not the case in business. In this lesson, you'll learn about how the law prohibits certain activity that is deemed anti-competitive. We'll use real estate practice as an example to illustrate the concept.

Privacy Rights & Do Not Call Regulations in Real Estate Sales

9. Privacy Rights & Do Not Call Regulations in Real Estate Sales

Hefty penalties can be levied if a real estate buyer or seller's consumer rights are violated. This lesson will review and explain a consumer's rights in real estate transactions. Readers will learn about what should and should not be disclosed in a real estate transaction.

How Advertising Restrictions Apply to Real Estate

10. How Advertising Restrictions Apply to Real Estate

When an advertisement showcases a home for sale, words that may help secure a sale may be restricted under the law. Learn what can and cannot be included in real estate ads.

Chapter Practice Exam
Test your knowledge of this chapter with a 30 question practice chapter exam.
Not Taken
Practice Final Exam
Test your knowledge of the entire course with a 50 question practice final exam.
Not Taken

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