About This Chapter
Regulation of Financial Institutions - Chapter Summary
You're in the right place if you're looking for a fast and simple way to review financial institution regulation concepts. These bite-sized video and text-based lessons are taught by expert finance instructors who concisely explain important financial regulation topics, including banking safeguards, economic deregulation, credit protection laws and the Emergency Banking Relief Act of 1933. Be sure to take the accompanying self-assessment quizzes and ask our instructors questions if they arise. Upon completion of the chapter, you'll be equipped to:
- Define regulatory policy
- Describe the concept of governmental regulation and deregulation of the economy
- Recognize banking activity safeguards and controls
- Explain the purpose of the 1933 Emergency Banking Relief Act
- Understand how your money is protected by the government during a financial crisis
- Describe the U.S. Treasury's regulatory measures on financial institutions
- Identify credit protection laws and services
- Summarize the history of U.S. banking deregulation
1. Regulatory Policy: Definition, Processes & Examples
The following lesson covers how the U.S. government uses its regulatory policy to oversee business activities. A short quiz will follow the lesson to check your understanding.
2. Governmental Regulation & Deregulation of the Economy
Government regulations affect all aspects of the economy. However, some sectors are subject to specific regulations due to their importance. This lesson explores the purposes and methods of economic regulation and deregulation.
3. Safeguards & Controls of Banking Activities
Money is one of the most highly valued items a person has. Is that money safe when it is deposited in a bank? In this lesson, you'll learn how banks safeguard your money so that you can be confident with every deposit you make.
4. The Emergency Banking Relief Act of 1933: Definition & Purpose
In the wake of a nationwide bank panic and subsequent banking system collapse, the Emergency Banking Relief Act of 1933 adopted bold measures to address the crisis. Learn about the act and its outcomes.
5. How the Government Protects Your Money During a Financial Crisis
In this lesson, you'll learn about some of the causes of the financial crisis of 2008 that brought us the Great Recession. You'll also learn what steps the federal government can take to help protect your money when the next financial crisis hits.
6. U.S. Treasury Regulatory Measures on Financial Institutions
This lesson explains why the U.S. Treasury regulates financial institutions. It will then list, define, and explain the major regulations that it enforces to protect a consumer's money.
7. What Is Credit Protection? - Laws & Services
Credit protection is a form of consumer protection that is designed to help preserve credit health for both individuals and businesses. This lesson discusses the laws and services involved in credit protection as well as the FTC's role.
8. US Banking Deregulation: History & Effects
In this lesson, you will learn the history of banking deregulation and how it has changed since the 1970's. The changing of the banking industry has dramatically impacted the health of the economy in various ways.
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Other chapters within the TECEP Financial Institutions & Markets: Practice & Test Prep course
- Financial Markets & Financial Instruments
- Interest Rates Overview
- Financial Market Analysis & Trading
- Banks & Other Financial Intermediaries
- The Flow of Funds in Financial Intermediaries
- Introduction to International Finance
- Introduction to the Mortgage Market
- Futures & Options
- Branch Banking & Deposit Insurance
- Money & Interest-Rate Relationships
- Inflation & Income Policies
- TECEP Financial Institutions & Markets Flashcards