Glossary of Money and Financial Aid Articles

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  • Tuition Won't Stop Me Scholarship Opportunity

    It's no secret that students are frustrated with the rising costs of getting an education. wants to help by offering you the chance to win our $1,000 scholarship to help manage your college costs with our new Tuition Won't Stop Me Scholarship. Find out how!

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  • Extra Financial Aid Only Helps Students Likely to Drop Out

    Can financial aid to students with a low likelihood for persistence in college help decrease their drop-out rate? Findings from a new study suggest just that. Authors of the report propose that these findings have several policy implications and suggest a need for more effective distribution of need-based financial aid.

  • Pay Down Your Student Debt in 5 Easy Steps

    Unless a person was able to qualify for scholarships, he or she probably incurred student loan debt in order to attend college. The Education Insider has compiled a 5-step guide that could help students pay down that balance more efficiently. Read on for more information.

  • Should Schools Do Away with In-State Tuition?

    Recently, ''The Chronicle of Higher Education'' published a commentary from a University of Colorado at Boulder professor, Roger Pielke, Jr. Pielke suggests that public universities consider instilling flat-rate tuitions and do away with the financial variances brought about by in-state and out-of-state college fees. The Education Insider takes a look at what this type of change could mean.

  • At Some Colleges, New Student Fees to Make Up for Drop in State Funding

    From American River College to Westfield State University, the effects of reduced funding and budget crunches are being felt. And who winds up paying? In most cases it's the students who are shelling out more in the way of new and increasing fees. The Education Insider looks at the effect this practice is having on students and how some states are making schools answer for these increases.

  • Not Declaring a Major Could Cost Florida Students Money

    The old saying 'time is money' could be applied to a new policy being adopted by Florida public universities. Starting in the 2011-12 school year, an increased 'excess hour' fee will be charged to students who take more classes than needed to graduate. The fee, introduced in 2009, will now be double the tuition cost for each class taken beyond the requirements needed to earn a bachelor's degree.

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  • Ivy Tech Commmunity College to Award a Scholarship to Every High School Valedictorian in Indiana

    Most businesses would likely agree that marketing is a key to success. When it comes to promotion, higher education institutions are not really all that different from large or small businesses or corporations. Recently, Indiana's largest public college came up with a way to provide financial aid to students while generating word about its programs and newly-established credit transfer opportunities. In the end, the college is hoping for a huge return on a relatively mild investment.

  • The Least Expensive Colleges in the US

    As part of the 2008 Higher Education Opportunity Act, Congress mandated the creation of the College Affordability and Transparency Center (CATC), a website that allows users to easily view the most and least expensive schools in the United States. What, according to the CATC, are the nation's most affordable institutes of higher learning?

  • The Most Expensive Colleges in the US

    As part of 2008's Higher Education Opportunity Act, Congress mandated the creation of the College Affordability and Transparency Center (CATC), a website that allows users to easily view the most and least expensive schools in the United States. According to CATC, what schools cost the most money?

  • Understanding the New Private Student Loans

    For decades the federal government has offered loans to students who can't afford to pay for college by themselves. Recently those loans switched from having variable to fixed interest rates. In response, the past few weeks have seen some private banks alter their student lending game. Traditionally purveyors of variable-rate loans, U.S. Bank and Wells Fargo now provide their clients loans with fixed rates as well. What are students (and their families) to make of this?

  • Possible Merger of NC Community Colleges Could Save Millions of Dollars

    Tough economic times have forced everyone, from individuals to corporations to higher education institutions, to look for ways to balance budgets and save money. For North Carolina community colleges, some claim savings could come in the way of a merger between smaller and larger schools. The Education Insider takes a look at the positives and negatives of this plan.

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  • How Your Student ID Can Save You Money

    College students are known for frequently being on tight budgets. By making use of their student IDs, they could be able to take advantage of discounts on technology, entertainment, local retailers and even travel.

  • Low-Income Students' Financial Barrier to Higher Education

    Some consider higher education a private good, a sorting mechanism of class and intelligence. Others look at it more democratically, as a chance for students of all types to learn things about themselves and the world they wouldn't otherwise have access to. If you're in the latter camp, you may be troubled by a study recently released by advocacy group The Education Trust that shows just how difficult it is for low-income students to garner access to college.

  • Few College Campuses Putting Their Money Where Their Mouths Are

    The advocacy group Education Trust recently released a study on the state of higher education for less privileged learners entitled 'Priced Out: How the Wrong Financial-Aid Policies Hurt Low-Income Students.' Though the report identifies a systematic crisis for cash-strapped students, it points out five schools that actually excel at helping their low-income charges gain access to education. What are those schools?

  • Are the Most Expensive Universities Worth the Money?

    There are lots of factors that students need to take into account when deciding where to apply for college: what they want to study, where they want to live, and, of course, how much they're willing to pay. Are the most expensive schools providing the best education? The Education Insider takes a closer look at what students are paying for at the country's priciest campuses.

  • 10 Affordable Private Colleges

    Private colleges are often desired for their small sizes and big reputations. Are you interested in going to a private school but don't think you have the money? Read on to find out about 10 affordable private colleges.

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  • How Budget Cuts Will Impact Language and International Studies

    Cuts to the federal budget are being felt across all sectors. In education, these cuts are particularly damaging to the fields of international studies and foreign languages. Here's an analysis of how budget cuts may impact this field.

  • Pell Grant Ups and Downs

    Pell Grants enable students to pay for college without incurring debt. Unfortunately, the federally-funded program has faced a tumultuous past few years. Funding has ricocheted up and down, resulting in a confusing and difficult situation for students who rely upon the support the grants provide.

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  • Five Unusual Scholarships

    Financial need and academic merit have traditionally been the primary criteria on which scholarships are awarded. A whole other class of unorthodox financial rewards, however, is also available to college students. Learn about some of these strange scholarships.

  • Buying Down While Choosing a College

    The recent economic collapse has caused a multitude of financial behavior changes in people. This new sensitivity to cost and incurring debt is now influencing students and their families as they decide upon a college. It's brought the idea of 'buying down' to the decision-making process.

  • New Models for Financing Public Universities

    States throughout the country are facing massive debt and seeking ways to balance budgets. As a result, cost cutting is affecting all types of state programs, including public universities. Now, both university and government leaders are looking for change in how public universities are financed.

  • More Money, More Offers: Colleges Using Financial Status in Admissions Process

    The era of need-blind admissions may be coming to an end. An increasing number of colleges and universities are starting to take a student's financial standing into account. The result is that you may get accepted or rejected to an institution based on your ability to pay.

  • 2010 Scholarship Winners: Nursing

    Each year, awards ten merit-based scholarships to students in fields ranging from health administration to criminal justice. We recently caught up with Abbie Altman, our 2010 winner in Nursing and Health Administration. Read on to learn how the scholarship has helped her.

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  • Pell Grant Program Set for Adjustments

    Last week, Republicans in the U.S. House of Representative announced a proposal to cut Pell Grants. Only days later, President Obama released his proposed 2012 budget, which would leave the loan program largely intact. Select provisions have been slated for change, however, which could impact some college students.

  • University Endowments on the Rebound

    The economic turbulence of the past few years has affected college and university assets in profound ways. Market declines have caused institutions to sustain double-digit losses to endowments. A recent report, though, suggests that endowments are again on the rise.

  • The Price You Pay: Tuition Comparisons

    When it comes to picking the right college, there are a lot of factors to consider. Not least among these considerations is how much your degree will cost. Learn how tuition and living costs compare at an Ivy League school, a liberal arts college, a large state university and a small public school.

  • Hard Economics: Funding Trends at Public Universities

    Many high school grads look to public colleges and universities for a quality education at an affordable cost. But tuition hikes at state schools are placing greater financial burden on students. These rising college costs come in the wake of public funding cuts to higher ed.

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  • Spotlight: The Rotary World Peace Fellowship

    Rotary World Peace Fellowships represent an opportunity for mid-career professionals to earn a master's degree while studying in a foreign country. Sponsored by Rotary International, these education opportunities are designed to help foster peace and cooperation among nations.

  • Are Top Colleges Worth the Money?

    Many high school students are focused on getting admitted to elite private colleges. But given the extraordinary costs of attending topflight universities and government aid declining, is attending these institutions really worth it?

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  • Show Me The Money: Should Schools Offer Students Financial Incentives?

    Have you heard the phrase 'Money makes the world go round?' There are various education policy makers that support such ideology and have offered students financial incentives in return for stellar academic performance. Read on to learn more.

  • Spotlight on Fulbright

    Sponsored by the U.S. Department of State, the Fulbright Program provides students with grants to study in foreign countries. Fulbright awards are highly coveted and thus very competitive. Learn more about these prestigious grants and how you can start the application process.

  • Scholarship Spotlight: The Rhodes Scholarship

    Last month, the newest Rhodes Scholars were announced. These students have the opportunity to study on scholarship at prestigious Oxford University in England. But just what does it mean to be a Rhodes Scholar? And what does it take to be join this elite group?

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  • Budget Cuts Continue to Threaten College Humanities Programs

    Last month, SUNY Albany announced a plan to eliminate several humanities programs in response to millions of dollars of cuts in state funding. Programs facing the chopping block include classics, theater and multiple foreign language departments. Coming on the heels of similar cuts at universities across the country, the news prompted a series of debates on the tangible and intangible benefits of humanities education.

  • Education Department Outlines 5-Year Plan for Student Aid

    This fall, the Education Department released a five-year strategic plan for improving federal financial aid for college students. The plan includes reaching out to more students, simplifying the application process and stepping up efforts to reduce fraud.

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  • President Calls For Extension of Higher Education Tax Credit

    Under the stimulus bill of 2009, President Barack Obama instituted the American Opportunity Tax Credit to help students and their families pay for higher education. The credit is set to expire at the end of 2010, but the President has urged Congress to make it permanent.

  • Scholarship Watch: 10 Scholarships to Apply for this Fall

    It's no secret that going to college can be very expensive. And as a recent report from the College Board reveals, higher ed costs are only increasing. With expenses for tuition, room, board and books on the rise, financial aid is more important than ever for making school affordable. Here are 10 scholarships that can help lessen the damage to your bank account.

  • Kindergarten to College: San Francisco Launches First City-Managed College Savings Plan

    San Francisco recently unveiled the first city-run college savings plan. Under the program, which is called Kindergarten to College (K2C), the city will open a new college savings account with an initial seed deposit for every kindergartner starting public school.

  • Education Pays: The College Board Argues For the Value of a Degree

    The College Board recently released the third installment in its 'Education Pays' series. Published every three years, the reports examine the relative costs and benefits of getting a college degree - and the latest one concludes that it still pays off.

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  • Students: Get the Most Out of Health Care Reform

    On September 23, big changes are coming to health care for college students, including better insurance benefits and coverage extensions. Read on to discover what the health care reform bill of 2010 means for you.

  • Creative Teens: Win Up to $10,000 in Scholarships for Scholastic Art and Writing

    In honor of National Arts in Education Week, the Alliance for Young Artists & Writers has announced their call for entries for the 2011 Scholastic Art & Writing Awards. American student between grades 7 and 12 are eligible to enter to win national recognition for their creative work as well as up to $10,000 in scholarship money.

  • Less Funding, More Responsibility: Community Colleges Struggle to Meet Student Needs With Insufficient Resources

    In a new brief, the American Association of Community Colleges highlights funding inequities between community colleges and other sectors of higher education. Although 2-year institutions are essential to meeting national educational attainment goals, they continue to be dramatically underfunded - and students are suffering.

  • September is College Savings Month

    The cost of college is often overwhelming. But with a little financial planning, even education expenses can become manageable. Join us in celebrating College Savings Month with these tips on building a college fund for your child's future.

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