AAS in Business Administration - Finance: Degree Overview

While finance can be a standalone subject at the associate degree level, it's often offered as a concentration in an Associate of Applied Science (AAS) in Business Administration program as well.

Essential Information

In AAS in Business Administration programs with a finance concentration, students learn to apply financial principles and practices to a host of business management issues. They are trained to determine which option best fits a business's goals and to properly handle the company's money. In addition to attending seminars, students may be required to complete an internship before graduation. Credits earned during the associate's degree program may be transferred towards a bachelor's degree, such as a Bachelor of Business Administration with a finance concentration.

AAS in Business Administration - Finance Overview

Applicants to AAS in business administration programs must have at least a high school diploma or its equivalent. Prospective students may benefit from prior exposure to disciplines such as mathematics, critical reading and writing.

Business administration programs typically focus on core business concepts in areas like accounting, management and marketing. Finance concentration options can have more focused coursework, including subjects like:

  • Banking
  • Investment planning
  • Commercial lending
  • Financial management
  • Security analysis
  • Management accounting

Popular Career Options

Graduates of this degree program may consider a variety of entry-level careers in different professional settings. Occupations from which they may choose include:

  • Bank teller
  • Financial planner
  • Loan officer

Employment Outlook and Salary Information

According to the U.S. Bureau of Labor Statistics (BLS), the employment of bank tellers is projected to decline by 8% from 2014 to 2024 ( Loan officers should see an 8% increase during the same period of time. Based on 2015 data from the BLS, tellers and loan officers earned mean annual salaries of $27,260 and $75,170, respectively.

Continuing Education Information

Graduates planning on entering advanced financial and business careers, such as stock broking or executive-level banking, may consider pursuing a bachelor's degree in finance or a related field. Master of Business Administration programs may be preferred for some career options, and they also typically allow students to pursue finance concentration options.

In order to enhance their professional status or adhere to federal regulations, graduates preparing to enter advanced careers may consider certification or licensure. Personal financial planners may consider certifications offered through the Certified Financial Board of Standards. Investment advisers are brokers and are required to register with the Financial Industry Regulatory Authority.

Aspiring businesspeople who are particularly interested in finance can pursue an AAS in Business Administration with a concentration in the subject. When they graduate, they can get entry-level financial jobs or advance to similar programs at the bachelor's degree level.

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