A certificate program in medical insurance may alternatively be called a Medical Insurance Billing Specialist Certificate, Medical Insurance Billing Technician Certificate, or Health Insurance Billing Specialist Certificate. Students in any of these certificate programs receive the training required to code patient records and process health insurance claims within a hospital, private clinic, insurance company or HMO. These coding systems are essential for organizing medical records.
A high school diploma or its equivalent is required in order to obtain any of these certificates. Students should be computer literate and should have college-level proficiency level in fundamental areas, such as reading, writing, and mathematics. The program length of this certificate varies.
Medical Insurance Technician Certificate
The medical insurance technician certificate curriculum includes courses in several areas of health information. Successful participants develop a range of professional skills, including tracking payments, scheduling appointments, and verifying insurance carriers. Common course topics may include:
- Medical terminology
- Human disease
- Medical office procedures
- CPT coding
- Health care law and ethics
Career Outlook and Salary Info
Students who successfully complete this program typically go on to work as medical records and health information technicians. According to the U.S. Bureau of Labor and Statistics (BLS), employment of medical records and health information technicians is projected to increase by 15% between the years of 2014-2024. In 2015, the mean annual wage of these professionals was $40,430 (www.bls.gov).
According to the BLS, some medical records and health technicians choose to earn an associate's degree. Enrolling in such a 2-year program provides an advanced understanding of health information technology, including system improvement methods. Those technicians who earn a bachelor's or master's degree in health information management can seek supervisory positions in the field.
Students who complete the medical insurance technician certificate program may also choose to earn voluntary industry certifications, such as the Certified Professional Coder or the Registered Health Information Technician (RHIT) exams. These certifications typically require candidates to have completed a formal education program and a specific amount of on-the-job experience.
Students enrolled in the medical insurance technician certificate program will have the training to code patient records and process insurance claims. For more education, an associate's degree is available, while job opportunities are expected to be better than average for the next decade.