Career Options in Finance & Accounting for People Without a Degree
Lacking a college degree will not exclude you from a job involving finance and accounting. Whether it's selling a product or keeping records, you can find something in the field with not much more than a high school diploma. The table below presents six different careers in finance or accounting that do not require a college degree.
|Job Title||Median Salary (2016)*||Job Growth (2014-2024)*|
|Bookkeeping, Accounting, and Auditing Clerk||$38,390||-8%|
|Insurance Sales Agent||$49,990||9%|
|Advertising Sales Agent||$50,380||-3%|
|Property, Real Estate, and Community Association Manager||$57,040||8%|
|Real Estate Broker and Sales Agent||$46,410||3%|
Source: *U.S. Bureau of Labor Statistics
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Career Information in Finance & Accounting for People Without a Degree
Bookkeeping, Accounting, and Auditing Clerk
Clerks in bookkeeping, accounting, and auditing utilize software and spreadsheets to keep track of financial transactions. Some of these records include accounts payable and receivable, profit vs. loss, and expenditures. Key to this field is a full comprehension of basic mathematics. Bookkeeping clerks handle the records of an entire organization, while accounting and auditing clerks have specific tasks or divisions. Clerks need to check their records meticulously for accuracy. Although some postsecondary education is necessary for this career, a high school diploma is the highest academic award necessary.
Insurance Sales Agent
As part of their job, insurance sales agents will interview potential clients for information regarding client finances, and also discuss any existing coverage already purchased by a client. Some of the categories covered by insurance sales include life, property, health, and long-term care. Each of these positions requires careful record keeping with regard to the financial assets of clients. A bachelor's degree might improve the chances of securing employment, but a high school diploma is all that is necessary to start a career as an insurance sales agent.
Advertising Sales Agent
Along with locating and contacting clients, advertising sales agents will process correspondence and paperwork involved with all of their accounts related to their clients. To expand their client list, agents conduct new business pitches that showcase data relevant to a client's needs. For existing clients, agents prepare presentations and/or documents that highlight a campaign's successes while pointing out areas that require improvement. Some employers might prefer a bachelor's degree, but entry-level positions as sales agents can be secured with a high school diploma or its equivalent.
Property and Real Estate Manager
Property and real estate managers are in charge of the operations of commercial or residential properties that bring in money, and managers must ensure that the investments of real estate meet their projected revenue. Mortgages, taxes, insurance premiums, maintenance bills, and payroll are just some of the figures that property and real estate managers must keep track of as part of their position. College graduates remain the standard for hiring managers, but for some jobs as a property or real estate manager, a high school diploma is sufficient.
Real Estate Broker and Sales Agent
Real estate brokers and sales agents represent buyers and sellers in a transaction involving property. Loyalty contracts, purchase agreements, and deeds are all prepared as part of their job duties. Brokers are licensed to run their own businesses, and as such, they can sell real estate owned by others, which can involve property management and rental. Brokers and agents alike must stay current on their knowledge of financing options. Licenses are required for brokers and sales agents, but a high school diploma is all that is necessary for either career.
Financial clerks are in charge of the upkeep and updating of financial records. They can also execute financial transactions and compute charges and bills. Many different types of financial clerk positions exist, including payroll and timekeeping, brokerage, credit authorization, and gaming cage. A majority of financial clerk jobs require nothing more than a high school diploma and some on the job training.